Articles & Resources
10 states with the most uninsured motorists
Fewer Americans are driving without auto insurance, suggesting market penetration has increased in the past year, according to a new report from the Insurance Research Council (IRC). In its “Uninsured Motorists” study, the IRC found that the number of uninsured...
Renters Insurance Checklist
If you rent a house or apartment, your landlord’s insurance will only cover the costs of repairing the building if there is a fire or other disaster. You need your own coverage, known as renters or tenants insurance in order to financially protect yourself and your...
Business Insurance Options
Running a small business involves a significant investment. Business insurance protects your investment by minimizing financial risks associated with unexpected events such as a death of a partner, an injured employee, a lawsuit, or a natural disaster. Unless you are...
What Is Covered by a Standard Homeowners Policy?
A standard homeowners insurance policy includes four essential types of coverage. They include coverage for the structure of your home, coverage for your personal belongings, liability protection, and additional living expenses in the event you are temporarily unable...
63% of insurers believe wearables will transform industry – here’s how
Almost two-thirds of insurers expect wearable technology to have a “significant impact” on the industry, according to a new survey of global insurance executives conducted as part of Accenture’s yearly Technology Vision report. In particular, 63% believe that...
The 10 most dangerous states for cyclists—and the coverage riders need
Spring is here and legions of bicyclists are taking to the streets. Bicycling is a great way to increase health and happiness, but it’s also a liability—particularly if you live in some areas of the US. For cyclists in these states, certain insurance policies are...
How to Fund Retirement with Insurance
How Does Insurance Translate into Retirement Savings? Most people think of the “death benefit” when purchasing an insurance policy. In a simple term insurance policy, you pay money now so that when you die your beneficiary gets the insurance benefit. There are other...
How to Choose the Right Type of Life Insurance
Choosing the right type of life insurance is an important decision. Here are some guidelines that to narrow down your best life insurance options. Consider term life insurance if you need life insurance for a specific period of time. Term life insurance enables you to...
Understanding your home insurance policy
Home insurance policies are long, complicated, and written in legalese. But it can really pay to know what's in yours and how it works. "Insurance is a complex product and there's no harm and no shame in not fully understanding it," says Alessandro Iuppa, former...
Insurance Basics – Why Do I Need Insurance?
You've worked hard to build a solid financial footing for you and your family, so you want to be sure that everything is protected. Accidents and disasters can and do happen, and if you aren’t adequately insured, it could leave you in financial ruin. You need...