In its “Uninsured Motorists” study, the IRC found that the number of uninsured motorists peaked in 2009 at 29.9%, and has been declining moderately ever since. In 2012, just 29.7 million were driving without insurance.
If you rent a house or apartment, your landlord’s insurance will only cover the costs of repairing the building if there is a fire or other disaster. You need your own coverage, known as renters or tenants insurance in order to financially protect yourself and your belongings.
Renters insurance includes three important types of financial protection, Coverage for Personal Possessions, Liability Protection, Additional Living Expenses
Bicycling is a great way to increase health and happiness, but it’s also a liability—particularly if you live in some areas of the US. For cyclists in these states, certain insurance policies are vital.